Cookies & Privacy Policy

• Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
• We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
• We will only retain personal information as long as necessary for the fulfillment of those purposes.
• We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
• Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
• We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
• We will make readily available to customers information about our policies and practices relating to the management of personal information.

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

General Data Privacy Notice Legal framework for protecting your personal data This data privacy notice is written to comply with the European Union General Data Protection Regulation (GDPR). GDPR gives control to citizens and residents over their personal data.

Data Controller Name: SIGCo
Phone: +44 (0) 1624-664-095
Email: [email protected]
Address: Level 2, Samuel Harris House, 5-11 St. Georges Street, Douglas, Isle of Man, IM1 1AJ

Data Protection Officer  Email: [email protected]
Address: 90 Fenchurch Street, London, EC3M 4ST, United Kingdom

1. SIGCo (IoM) Limited
2. SIGCo Management (IoM) Limited
3. SIGCo Management Services (IoM) Limited
4. SIGCo Ltd.
5. SIGCo Management (Bermuda) Limited

How data is used  SIGCo may process personal information as part of its insurance and financial services businesses: underwriting, reinsurance, claims, finance, marketing, renewals, contract review, risk management and employment.

1. Advisers, consultants and other professional experts
2. Business associates, other professional bodies, advisers
3. Business contacts
4. Complainants and enquirers
5. Customers and clients
6. Employees
7. Employers and employees of other organisations
8. Members and beneficiaries
9. Offenders and suspected offenders
10. Relatives, guardians
11. Shareholders
12. Suppliers and services providers
13. Subjects of claims, investigations, proceedings and other claim related profiles
14. Trustees
15. Witnesses

Automated decision making SIGCo does not use automated decision making.

1. Establishing contracts
2. Maintaining contracts
3. Provision of all contracted services
4. Invoicing, remittance, payments, collections
5. Non-promotional communications
6. Marketing and other promotional communications
7. Risk management contract review
8. Response to Subject Access Requests
9. Performance measurement
10. IT support services
11. Business Continuity Planning
12. Legal and regulatory obligations
13. Responding to enquiries, requests and complaints
14. Employment processing

1. Agents and brokers
2. Business associates, other professional bodies, advisers
3. Central / local government
4. Claimants, beneficiaries, assignees and payees
5. Claims investigators
6. Complainants, enquirers
7. Courts and tribunals
8. Credit reference, debt collection and tracing agencies
9. Current, past and prospective employers
10. Customers and clients
11. Data processors
12. Debt collection and tracing agencies
13. Education and examining bodies
14. Employment and recruitment agencies
15. Family, associates and representatives of the person whose personal data we are processing
16. Financial organisations and advisers
17. Healthcare professionals, social and welfare organisations
18. Law enforcement and prosecuting authorities
19. Ombudsman and regulatory authorities
20. Other companies in the same group
21. Pension schemes 
22. Police forces
23. Private investigators
24. Professional advisers
25. Share Administrators
26. Suppliers and services providers
27. Survey and research organisations
28. Trade associations, professional bodies, employer associations

The countries where data will be stored, processed and transferred Your personal data collected by SIGCo may be stored and processed in the United Kingdom or any other country in which SIGCo or associated third parties maintain facilities. Should SIGCo need to transfer your personal data, SIGCo will take all reasonable measures to safeguard the transfer of your personal data to third parties in a manner that complies with the GDPR.

1. To fulfil statutory or other regulatory requirements.
2. To evidence events/agreements in case of disputes.
3. To meet our operational needs.
4. To meet any historical purposes.

Personal data that is collected and subsequently never used for any business purpose will be reviewed and may be destroyed at SIGCo's discretion.

What happens if the data isn't collected Your personal data is required for communication and setting up a contractual agreement to provide products and services. Without this data SIGCo will not be able to communicate with you or enter into a contractual agreement with you. This includes both business and employment contracts.

1. enable consensual bilateral communications;
2. engage in pre-contractual activities;
3. honour contractual obligations; and
4. enable it to employ people.

Without this data, SIGCo will not be able to perform these four primary activities.

The right to withdraw consent In situations where SIGCo requests and receives your consent to perform processing, we are also obliged to stop such processing if you decide to withdraw your consent. Withdrawing consent is as straightforward as giving consent. Withdrawing consent cannot be back-dated so it has no effect on processing already performed during the period of consent.

1. access to a copy of your personal data;
2. object to processing that you object to; 
3. stop receiving direct marketing material;
4. object to decisions being taken by automated means;
5. have inaccurate personal data rectified, blocked, erased or destroyed;
6. lodge a complaint with the Information Commissioner’s Office;
7. claim compensation for damages caused by a breach of the GDPR.

Should you ever wish to exercise any of these rights, please contact the Data Protection Officer.

You have the right to lodge a complaint with the Information Commissioner’s Office if you think that your personal data has been inappropriately used.
Date: 05/17/2018